Building Resilient Portfolios: Navigating Market Volatility in 2025
Walk into any coffee shop today, and you’re bound to overhear it — people anxious about “the market.” Between rising interest rates, shifting global trade, and tech sector corrections, volatility has become the background music of 2025. But here’s the truth: market swings aren’t the enemy. What matters is how […]
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Guaranteed Income Solutions: Are Annuities a Fit for You?
Ask most retirees what they want from their money, and you’ll hear the same thing: certainty. Not “maybe” returns, not complex charts — just the reassurance that they can pay their bills, enjoy their lives, and not worry about running out. That’s where guaranteed income products, like annuities, come in. […]
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The Cost of Doing Nothing Is Higher Than You Think.
I get it. Doing nothing feels safe. When markets are unpredictable, taxes are rising, and retirement feels close but not quite here—it’s easy to wait. Wait until the election. Wait until rates come down. Wait until “things feel more stable.” But here’s the truth: every year you wait costs you […]
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Smart People Still Run Out of Money.
This one’s tough to say—but it’s true. I’ve met with engineers, doctors, former CEOs, and second-generation wealth holders. They’re sharp, educated, thoughtful people. And some of them are dangerously close to running out of money. Not because they were reckless —but because they misunderstood what retirement actually demands. The biggest […]
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Sold the Business. Now What?
Selling your business is supposed to be the finish line… But for most people I work with, it’s just the start of a more complicated chapter. You’ve turned years—sometimes decades—of effort into a lump sum. Liquidity, yes. But not clarity. Now you’re holding cash, maybe stock, a mix of tax […]
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You Don’t Have a Pension. We’ll Get you There.
Most of the people I sit down with have done just about everything right. They built a business or climbed a long career. They lived below their means, saved aggressively, and avoided the big financial mistakes. But then retirement shows up—and there’s no paycheck. No pension. No income floor. Just […]
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