Our Mission:

To Help Put You in Prime Position

Independent, Diversified, Knowledgeable

Is your financial advisor working with your tax professional or estate planning attorney to make sure your retirement strategy provides the full spectrum of services and solutions necessary to help you protect your finances and pursue your goals? If not, you likely are losing money and opportunities.

At Prime Wealth Advisors, we bring all the specialists you need under one roof to provide comprehensive solutions that check every box so you can check off those bucket-list items. Using our three-step Prime Position planning process, our professionals collaborate on your behalf to help you live the retirement you’ve always envisioned.

Step 1:
Prime Considerations

What are your financial objectives, and what does your ideal retirement look like?

Step 1: Prime Considerations

We start by having a casual conversation about your hopes, desires and concerns while also giving you the opportunity to learn about our professionals and principles. This initial visit gives us a foundation to help provide the direction you need to reach your ideal retirement, much like a GPS guides you to that dream vacation spot.

Learn More

Step 2:
Prime Solutions

In our second meeting, we analyze everything and develop a plan to put you in Prime Position to pursue your goals.

Step 2: Prime Solutions

We work with you to assess each of the five essential areas of retirement planning — income planning, wealth management, tax-efficient strategies, health and long-term care, and legacy and estate planning — and identify ways to optimize your strategy so you can power ahead on your journey.

Learn More

Step 3:
Prime Strategy

This is the grand reveal, the moment when we present and implement your custom strategy.

Step 3: Prime Strategy

Once your plan is in place and you’re confident and comfortable with it, all that’s left for you to do is to make the most of your time, talents and treasure. If your goals, circumstances or needs ever change, we’ll work with you to make sure your strategy continues to evolve so you remain in Prime Position to reap retirement’s rewards.

Learn More
retirement-income
Grow Your Income

Retirement Income Strategies

Unlike the working years, where you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.

Learn More
wealth-management
Grow Your Income

Wealth Management

We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.

Learn More
annuities
Grow Your Income

Annuities
 

Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.

Learn More
investments
Grow Your Income

Investments
 

Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.

Learn More
ira-401k-rollovers
Grow Your Income

IRA/401(k) Rollovers

We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.

Learn More
asset-protection
Preserve Your Assets

Asset Preservation Strategies

We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk: including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Learn More
life-insurance
Preserve Your Assets

Life Insurance
 

Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Learn More
tax-efficient
Preserve Your Assets

Tax-Efficient Strategies

Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

Learn More
ira-legacy
Pass It On

IRA Legacy Planning

How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.

Learn More
long-term care
Preserve Your Assets

Long-Term Care Strategies
 

For retirees, outliving good health can be both a mental and financial blow. Accounting for future long-term care needs not only lifts a weight off your shoulders today but can help your loved ones breathe a sigh of relief down the road.

Learn More
Trusts
Preserve Your Assets

Trusts
 

There are many different types of trusts, and they can be complex to set up and execute. However, a trust can be a very flexible and advantageous means to transfer your assets in the future. Trusts can also provide current benefits, such as tax deferral and deductions. Unlike a will, a trust may help avoid probate upon your death.

Our legal team will help you learn more about trusts and ensure they work in concert with your overall financial strategy.

Learn More
Probate
Preserve Your Assets

Probate

Probate is the potentially lengthy and costly court process by which a will is proved either valid or invalid. If you do not create a will or set up a trust to transfer your property when you die, state law will determine what happens to your estate. This is called intestate.

Without a will or some other form of legal estate planning, there is the chance that your property may not go where you wish. We have a qualified estate planning attorney with decades of experience who can assist you in these matters.

Learn More
charity
Pass It On

Charitable Giving

Creating a charitable gift-giving plan may provide you with multiple tax breaks: an income tax deduction, the avoidance of capital gains on highly appreciated assets and the reduction or elimination of estate taxes on the charitable contribution upon your death.

With changes in the tax environment, there may be compelling reasons to integrate philanthropy into your financial and estate planning. We are happy to work with you to help you decide if this is a good option for you.

Learn More
estate
Pass It On

Estate Planning

Estate planning is simply determining (while you’re still alive) where your assets should go after you die. Without a properly structured estate plan, your wishes may not be fulfilled, and there may be unintended consequences for your loved ones.

While the concept may seem simple, the vehicles, planning and implementation process can be rather complex. It’s important to work with experienced estate planning professionals who stay current with estate tax laws and emerging vehicles that can help you protect and transfer your assets effectively.

Our legal and estate professionals are here to help you pass on the legacy you choose.

Learn More
tax planning
Preserve Your Assets

Tax Planning

Paying taxes is part of our patriotic duty, but no one wants to pay more than their fair share. This is as important as ever as you approach retirement. Don’t watch your returns and your estate dwindle as a result of legally avoidable taxes: take action early and get ahead of next year’s tax filing.

We have seasoned wealth professionals and accountants who can help ensure that your retirement assets are allocated and distributed as tax efficiently as possible.

Learn More

All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any statements referring to growing your income are not a guarantee or prediction of future performance. Any references to protection benefits, guarantees or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Call Now Button